Meet Your Industry Experts

Adona Lowery is an active Broker/Owner who works with Owners and Tenants to provide rental and management services. She is passionate about assisting owners and investors with managing their homes, and sharing her property management experience with others to help them grow in their skills and be successful in their careers.

Ara Fesperman, has been helping sellers and buyers with their real estate for over 13 years and holds an active real estate license in Texas. Growing up as an Army brat she knows what it is like to move. She is a 2nd generation realtor after her father, so helping people in real estate services is in her blood. Ara has a B.S. in Marketing from the University of North Carolina at Wilmington. Ara teaches Texas Contracts Bootcamp at the REALTOR Academy.

Cher Miculka began her real estate career in 1986 and has worked in several aspects of the industry including REALTOR®, broker, property adjuster, loan officer and home-building operations manager. She has a degree in Business Management from Texas State University where she graduated summa cum laude and she was the recipient of SABOR’s 2017 Broker of the Year Award. Cher is a 2008 graduate of the Texas REALTORS® Leadership Program. She was SABOR’s 2021 Chairman of the Board and holds the GRI, CREI, CRS, ABR, LTG and e-PRO, AHLS, BAAS and C2EX designations.

Frances Escobedo is an active REALTOR®/Broker whose designations include GRI, SRES, SRS, SFR and ABR. As an instructor, her goal is to help students become real estate agents who serve their clients and community with honesty, integrity and professionalism. She uses her passion for helping people to ensure her students have the tools they need to be successful agents.

Ginger Unger, CCIM, launched her San Antonio brokerage, Secor One Commercial Group, in 2005 and handles the company’s leasing, development and brokerage operations. Ginger has many years of experience in tenant and landlord representation, commercial development, and market and financial analysis for investment properties and has also served as consultant to commercial real estate attorneys. Ginger has authored and taught numerous classes on commercial and residential real estate to Texas agents, brokers, underwriters, and investors. She holds REEA’s Gold Standard Instructor Designation and the CREI certification.

Irma Carabajal grew up in Lubbock, Texas. She received her Bachelor’s and Master’s degree from Texas A&M and attended Kaplan University. Irma gain most of her experience as a loan officer and a real estate investor. She has over 30 years of experience in several realms of real estate. Irma is a certified Texas Real Estate Instructor. Irma brings a wealth of knowledge to the real estate education industry. She currently teaches Qualifying and Continuing Education courses.

Jeani Codrey is a broker, instructor, and second-generation real estate professional who is passionate about education. As a graduate of the Texas REALTORS® Leadership Program, Jeani practices servant leadership and has served the industry in many capacities at the local, state and national levels. She is a past president and the 2006 REALTOR® of the Year for the Four Rivers Association of REALTORS® (formerly NBCLAAR). She is a Region 7 TREPAC Trustee and has served on the Texas REALTORS® Professional Development Committee for five years.

Jim McBeth entered the real estate business after 30 years in the corporate world. He found his new love in real estate, and has acquired numerous designations and lent his expertise to creating programs to help agents set and achieve their goals. He enjoys passing along his joy for real estate to his students, and helping them gain the focus they need to be successful.

Kenny Cunningham was born and raised in Birmingham, AL, and is a proud husband and father. Prior to becoming a REALTOR ®, he served in the United States Air Force for 11 years on active duty. His last duty assignment was at Lackland Air Force Base, and after separating from the Air Force, his family decided to call San Antonio home. With his passion for helping others and a love for homes, being a REALTOR® was his calling. After just five years in the industry, he became a broker and now owns his own company.

With a background in Education, Kim spent 18 years educating middle, high, and collegiate students and now takes pride in supporting others through successful real estate transactions and education. With her extensive knowledge and commitment to providing only the best and most timely information to clients, Kim is your go-to source for real estate industry insight and advice. She is licensed in two states GA and TX.

Lindsey Nix, REALTOR® and TREC Certified Real Estate Instructor, has sold homes for over 18 years. Being from a military family, she used to live in San Antonio as a child. After working in the entertainment industry in Los Angeles, she became a REALTOR® in 2000. In 2006 she moved back to San Antonio and is now the Business Developer for Legal Title in Boerne.

In 2004, Lupe Moreno started her career in real estate with an emphasis on new homes sales with a national builder in San Antonio. She quickly made a name for herself, being awarded the ‘Sales Counselor of the Quarter 2005’ and ‘Rookie of the Year’ by the National Association of Home Builder’s. In 2008, Lupe became a REALTOR®, working in markets like Nevada, Arizona, and now San Antonio where she specializes in: Custom Home Sales, Build on Your Lot, High Performance Green Home Sales, New Home Sales, and Military Relocation.

Melinda Hipp specializes in reverse mortgages for homeowners aged 62 and older, serving hundreds of clients over the past 20 years. As a REALTOR® Academy Instructor, Hipp provides training on the benefits of both the refinance and purchase programs available to homeowners and homebuye

Sherri Teepen is a broker who is fiercely passionate about education and her goal is to help student and agents become more skillful in their fields. Sherri has received numerous awards and accolades for her unique teaching style as well as awards from peers and colleagues for her outstanding professionalism.

Stephen Etzel is a seasoned and self-motivated Real Estate Manager and Training Professional offering 21 years of teaching experience with an average survey score of 4.95 out of 5. Skilled in developing curriculum for new and existing courses and performing updates for state and national materials. Comprehensive background in real estate, technology, digital marketing, and business development.

Tamara Tapman is a devoted military advocate, having helped veterans take advantage of their benefits and obtain low-interest home loans. She has taught courses aimed at helping agents better understand how to serve veteran and active military families, and continually seeks innovative ways to educate the real estate industry on how best to support this community. Tapman was also part of the Texas Veterans Land Board for more than two decades.

Tina Wilcher’s legacy in real estate began over 25 years ago when she became a 4-plex property owner in her early twenties and real estate assistant to her husband. Since that time, she has gone on to become a licensed REALTOR, Professional Development Director for Century 21 Exclusive Properties and Certified Real Estate Instructor who teaches on behalf of Houston Association of Realtors (HAR) , Texas Realtors (TR), National Association of Realtors (NAR), Fidelity Title Group, Real Estate Business Institute (REBI), and many others across the US.

Tony Dias, hails from a long line of military patriots. His grandfather served in the United States Navy during World War II, and his father was a ‘lifer’ in the Marine Corps for twenty-five years, doing tours in both Vietnam and Desert Storm. In 1985, the legacy continued when Tony followed in his father’s ‘yellow footprints’ and joined the United States Marine Corps as a Communication Electronics Technician. Tony Dias is certified by the State of Hawaii to teach real estate agents about The New VA Home Loan Benefit for the Real Estate Licensee and is also certified by the National Association of Realtors to conduct the Military Relocation Professionals Designation. One of his goals is to increase the knowledge about the VA Home Loan

William Curtis will serve as SABOR’s Chair-Elect in 2023. Will has been a REALTOR® for nine years and specializes in commercial real estate. He is a 2023 Texas REALTORS® Director and National Association of REALTORS® Director and has served on both TR and NAR Commercial Federal Policy Committees, as well as several committees locally with SABOR. He is also the 2022 President of the San Antonio/South Texas Chapter of CCIM and serves as an Instructor for the Institute of Real Estate Management and for Texas REALTORS(R) Texas Accredited Commercial Specialist Certification. In 2019, Will was named one of the San Antonio Business Journal’s “40 Under 40”. Will is a TREPAC Sterling R major investor and is in the Texas REALTORS® Leadership Class of 2023.

Wilson “Hoppie” Cantwell has been a licensed real estate agent for more than 45 years. After serving in the U.S. Air Force, Cantwell went into real estate and is currently president and managing broker of his independently owned and operated real estate brokerage. He was recognized as SABOR’s 2012 Property Management Specialist of the Year and became an instructor at REALTOR® Academy in 2015. Cantwell is also an internationally published author on residential property management.

In 2006, Zelda launched her second career in real estate, and in 2016 founded A2Z Real Estate Consultants in Houston, TX. Committed to educating, enlightening, and empowering communities, Zelda partners with corporations, elected officials, and nonprofit organizations to educate consumers on achieving their goals of homeownership and financial wellness. She is a lifetime member of the Texas Real Estate Teachers Association, a certified real estate instructor, and an instructor for the Real Estate Buyers Agent Council. She teaches approved certification, designation, and personalized courses for numerous realtor boards, associations, and conferences throughout the United States.